How to refinance in tough markets

How to refinance in tough markets

It can be challenging for real estate investors to navigate rising inflation, declining property values, and access to competitive short-term loans in tough markets. One way of beating inflation and declining property values in tough markets is to refinance existing investment properties and secure new investment capital for new investments or bridging to more stable market conditions. These short-term refinance loans are excellent financial solutions for investors who borrow from a strongly capitalized and trusted lender that understands local real estate markets. Reputable lenders should have sufficient liquidity to help investors restructure transactions for improving, reselling, or bridging their real estate investment properties. 

Hard money refinancing help sophisticated investors traverse rising inflation and declining property values in tough markets by providing private capital for real estate investment transactions compared to institutional capital lenders. We understand that rising inflation and declining property values create uncertainty in the economy. However, we also appreciate that while rising inflation may affect the availability and terms of conventional funding, hard money lenders can help refinance existing investment properties by providing exceptional value for investors who can utilize their real estate investments to create new investment capital. We close refinancing loans in tough markets.

How smart investors refinance in tough markets

Smart real estate investors understand that hard money loans are ideally suited for refinancing real estate investment transactions. Smart investors also understand that it can be tough to secure refinancing capital from conventional sources, and even more troubling, actually close transactions. Unlike conventional lenders who utilize institutional capital based on the fed rate, hard money lenders utilize private capital for real estate investors who can refinance their existing investment properties that are not overleveraged or valued unrealistically. Shrewd real estate investors understand how to refinance investment properties by securing funding from reputable hard money lenders for future investments and resale. 

Experienced investment property owners and flippers know how to work with reputable hard money lenders that can refinance their investments during periods of rising inflation and use their refinancing capital as a source for buying new properties or a bridge to more stable property valuations and interest rates. In today’s market, rising inflation and uncertain market conditions make hard money refinancing loans even more affordable than conventional financing. The costs of money loans for refinancing are offset by the loan’s shorter duration and the resale value of the improved real estate property. We close refinancing loans for smart investors in tough markets! 

How to refinance when lenders delay

Real estate investors know that inflation is causing interest rates to increase, however real estate investments remain a solid hedge against inflation and viable source for refinancing capital. Knowledgeable real estate investors are unafraid about today’s rising interest rates or declining asset values when they can utilize refinancing capital for future investments and a bridge to more stable interest rates and property valuations. They know that hard money lenders with refinancing capital bridge new real estate investment acquisitions and more stable market conditions when other lenders delay.

Real estate investment borrowers can be confident when they work with hard money lenders who are aligned to provide refinancing capital in tough markets. As the cost of conventional lending increases due to rising inflation and increasing fed rates, reputable hard money lenders help borrowers manage traditional lending uncertainty by closing deals with private capital. Reputable hard money lenders help borrowers act boldly in tough markets with straightforward asset-based underwriting and fast closings. 

While market uncertainties have temporarily affected the resale value of investment properties, the comparable real estate value of the collateral (single-family and multifamily residences, commercial properties, and land) still determines the value of a hard money loan. Panicking is inconsequential for borrowers who understand their loans are primarily secured by real estate, not their creditworthiness. Prudent borrowers work with stable, steady, and reputable hard money lenders who do not delay closing deals with private capital in tough markets. 

Why stress during brief periods of market uncertainties when as a knowledgeable real estate investor, you can borrow refinancing capital from hard money lenders that do not delay in tough markets? You can still secure your hard money refinancing loan by using real estate as collateral and keeping your financial profile in good standing. With hard money lending, wise real estate investors close deals when everyone else is panicking. We close refinancing loans when other lenders delay!

How to refinance when interest rates keep rising

As interest rates continue to rise, asset prices are falling, however, prices in Florida are much less volatile than other U.S. markets. Tough markets motivate experienced real estate investors to get after it and close hard money refinancing loans to bridge to more stable market conditions. Despite rising inflation and settling real estate values, millions across the country want in on real estate for no other reason than needing a place to live, especially in an attractive location like Florida. However, can real estate investors beat inflation and close refinance funding in tough markets? Yes! Experienced real estate investors beat inflation by buying right, borrowing smart, working with reputable hard money lenders who can provide refinancing capital, and focusing on the steady demand for residential housing in Florida.

During times of rising inflation, savvy real estate investors close funding by balancing their higher-risk investments in stocks, bonds, and toxic cryptocurrency, with real estate, which continues to act as a hedge against inflation. Rational real estate investors pick hard money lenders who can beat inflation by closing deals with private refinancing capital in tough markets. These real estate investors financially structure their deals for multiple reselling opportunities like sales and short-term and long-term rentals. Over the long term, investment properties have been shown to keep pace with inflation as an appreciating asset…only if investors work with hard money lenders who can beat inflation by providing refinancing capital and closing deals in tough markets. We close refinancing loans when interest rates keep rising!

How to close funding with private instead of institutional capital 

Hard money refinancing loans backed with private capital significantly differ from institutional loans. The rules and terms of these loans might vary depending on the lender, however, not every lender knows how to help effectively underwrite the deals, mitigate market uncertainties,  and close refinancing loans with private capital. Hard money loans differ substantially from conventional loans in terms of the loan term, speed of financing, interest rate, and credit requirements. Hard money loans can be obtained in a matter of days and have short payback terms ranging from six months to a year. We close refinancing loans with private capital! 

Why DKC Lending? 

DKC Lending offers hard money lending services to real estate investors in Tampa, Jacksonville, other Florida cities, and select cities throughout the United States. We provide borrowers with personalized loan origination services and funding. DKC is direct to lender, which allows us to match the borrowers’ hard money loan needs with the best source of funding for their deal. Our real estate development experience allows us to offer our borrowers a unique collaboration on every loan. We offer a high level of individual consulting, including a review of deal analytics, rehab budgets, refinancing parameters, and deal viability. DKC has a proven track record of successful underwriting and closing deals and brings an extensive real estate development background and expertise to help guide borrowers on each unique transaction. We close refinancing and many other types of loans in tough markets!