Who We Are
Our website address is: https://dkclending.com.
What Personal Data We Collect and Why We Collect It
Comments
When visitors leave comments on the site, we collect the data shown in the comments form, as well as the visitor’s IP address and browser user agent string to help detect spam.
An anonymized string (hash) created from your email address may be provided to the Gravatar service to check if you are using it. The Gravatar service privacy policy is available at https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website may download and extract location data from images.
Contact Forms
When you submit information via our contact forms, we collect the data shown in the form, which may include your name, email, phone number, and message content, to respond to your inquiries or requests.
SMS Communication
SMS opt-in and phone numbers collected for SMS communication purposes will not be shared with any third party and affiliates for marketing purposes
Cookies
If you leave a comment, you may opt-in to save your name, email, and website in cookies for convenience. These cookies last one year.
Visiting the login page sets a temporary cookie to check your browser’s cookie support. It contains no personal data and is discarded upon closing the browser.
Logging in sets several cookies to store your login info and display preferences. Login cookies last two days (or two weeks if “Remember Me” is checked), while display preference cookies last one year.
Editing or publishing an article sets an additional cookie (no personal data), which expires after one day.
Embedded Content from Other Websites
Articles on this site may include embedded content (e.g., videos, images, articles). Such content from other websites behaves as if you visited those websites directly and may collect data, use cookies, and track your interaction with the content.
Analytics
We may use third-party analytics tools to track user interaction on the site for the purpose of improving services and usability.
Who We Share Your Data With
We do not sell or share your personal data with third parties for marketing. Data may be shared with service providers solely for business-related operations such as analytics, email support, or spam detection.
How Long We Retain Your Data
Comments and their metadata are retained indefinitely. If you register on the site, we store your profile data. You may view, edit, or delete your data at any time (except username). Website admins can also view and edit that data.
What Rights You Have Over Your Data
You may request an exported file of your personal data we hold, including data you’ve provided. You may also request that we delete your data, except where required for legal or security reasons.
Where We Send Your Data
Visitor comments may be checked through an automated spam detection service.
Your Contact Information
If you have any questions about this privacy policy or how your data is handled, please contact us at info@dkclending.com.
Additional Information
How We Protect Your Data
We use secure servers, encryption, and limited data access to safeguard your information.
What Data Breach Procedures We Have in Place
In case of a data breach, affected users will be notified promptly and we will take all necessary remedial actions in compliance with legal requirements.
What Third Parties We Receive Data From
We may receive anonymized data from tools like analytics platforms for tracking site usage patterns.
What Automated Decision-Making and/or Profiling We Do with User Data
We may use automated systems to prioritize and respond to messages or inquiries. No critical decisions are made solely based on automation.
Industry Regulatory Disclosure Requirements
We comply with all applicable laws, including data protection, privacy, and SMS communication regulations.
