The borrower has requested a $1,175,000 loan to refinance two single-family properties located in Palm Harbor, Florida. The properties feature 5 bedrooms, 4 bathrooms, 2,545 square feet, and 2 bedrooms and 2 bathrooms, 1,055 square feet. The borrower intends to refinance as an exit strategy for the loan but is also considering selling other real estate assets to satisfy the debt.