Florida’s Premier Hard Money Lender
DKC Lending provides real estate investors with transparent, personalized funding for Fix & Flips, New Construction, and Rental Properties. No junk fees, no traditional underwriting delays.
Complete in 60 seconds — no commitment required
Average Closing Time
LTC (Loan to Cost)
Junk / Hidden Fees
Source of capital
LENDING SOLUTIONS
We offer dynamic and customized funding options matched with the best source of capital for your unique transaction.
Fast-closing capital to purchase and renovate properties. Direct consultation on budgets, draws, and project feasibility.
Leverage: Up to 90% Purchase / 100% Rehab
Max LTV: Up to 70% of ARV
Terms: 6 to 12 Months (Interest Only)
Ground-up construction loans for experienced owner-builders. Efficient draw management.
Leverage: Up to 85% LTC of construction budget
Max LTV: Up to 70% Finished Value
Terms: 12 to 24 Months
Specialized financing for single-wide, double-wide, and manufactured parks. Hard money options for unique deals.
Eligibility: Double-wides on land, park deals
Max LTV: Up to 65% LTV
Speed: Accelerated private asset close
Long-term financing for buy-and-hold properties. Qualification based on property cashflow, not personal income.
Leverage: Up to 80% LTV on purchases/refi
DSCR Ratio: As low as 1.0x (1-4 units)
Terms: 30-Year Fixed / ARMs
Quick cash-out refis to fund new deals, or rate-and-term refis to lower short-term interest obligations on projects.
Leverage: Up to 75% LTV
Speed: Cash in hand in 5-10 business days
Qualifiers: Credit-flexible options
Lending structures secured purely by real estate assets. Complete isolation of personal liability and assets.
Security: Collateral-only underwriting
Protection: No personal guarantees
Target: Experienced investors
WHY CHOOSE US
We bring decades of real estate development experience to every deal, partnering with you to maximize project profitability.
We maintain direct control over our funding sources, ensuring that when we issue terms, they are backed by real, available capital. No broker chain markup or runarounds.
01
Our team reviews your deal analytics, rehab budgets, and overall deal viability. We act as an advisory partner, keeping you from making costly acquisition mistakes.
02
We believe in transparent billing. Our term sheets clearly detail origination points and interest costs with zero surprise “processing”, “underwriting”, or “junk” fees at close.
03
Complete our 60-second online questionnaire with basic property info and timeline.
A loan specialist reviews your project and issues a customized term sheet within 24 hours.
We complete valuation and title review, closing your loan and funding your deal in 5-7 days.
INVESTOR REVIEWS
Read real reviews from investors, owner-builders, and brokers who scaled their business with DKC Lending.
Don’t lose out on a hot deal due to slow funding. Partner with Florida’s reliable hard money team.
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RECENT BLOGS
DKC Lending offers hard money lending services to real estate investors in Florida and select cities across the country. We provide borrowers with personalized loan consultation services and funding. DKC Lending also offers loan servicing for mortgage investors.
DKC Lends Hard Money in:
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